Once you’re logged on, you can typically find information like your account number, routing number and more through your online account dashboard. Typically, you can easily find your routing number after securely logging into your bank account online, either through your bank’s website or through its mobile app.

Onlineīanks often list their routing numbers on their websites. These three components are usually separated by symbols, spaces or a combination of both. The next set of numbers - just to the right of the routing number - is your account number, which is generally followed by the number of that specific check. The routing number generally appears in the bottom left-hand corner of a check. While you can easily figure out your routing number by calling your bank, there are a number of ways you can find the number on your own as well. The location in which your account was opened One bank may have multiple routing numbers, determined by factors like the region where the account is opened. A routing number, on the other hand, identifies the bank that’s responsible for money going in and out of your account. An account number identifies your specific account.

It is important to differentiate a routing number from an account number. If you’re not sure which number to use, you should contact your bank for help. It’s critical to find the right routing number for the type transaction you intend to make. For example, the routing number for direct deposits and automated clearing house (ACH) transfers may be different from the one used for wire transfers. Some banks may have different routing numbers for different types of transactions. The last component (the ninth number) is the “check digit.” This single number is important because it is used to verify the authenticity of the routing number. The next four digits identify an ABA institution. The first four digits represent the Federal Reserve routing symbol. Along with your bank account number, a routing number is part of the information required for financial institutions to process direct deposits, checks, auto payments and wire transfers.Ī routing number consists of nine digits and three components. This number allows financial institutions, such as banks and credit unions, to trace where the money is coming from and where it’s going, so as to not confuse one bank with another. A routing number identifies the location of the bank’s branch where you opened your account.

Checkbook routing number